AI-Powered Compliance Tracking

Certificate of Insurance Compliance on Autopilot

Stop manually checking COIs. SmartCOI uses AI to extract, verify, and track insurance compliance across your entire portfolio — so you can focus on managing properties, not paperwork.

See your compliance dashboard in minutes · No credit card required

app.smartcoi.com/dashboard

Overview

Compliance snapshot across all properties

Properties

8

Tracked Entities

147

Vendors & Tenants

87%

Compliance Rate

87%

Expiring in 30 Days

12

Compliance Overview

Compliant128
Expiring Soon12
Non-Compliant4
Expired3

Needs Attention

3

Acme Cleaning

Expired

Westfield Tower · Certificate expired on Jan 15, 2026

Pacific Electric

Non-Compliant

Harbor Point · 2 coverage gaps

Mesa Landscaping

Expiring Soon

Parkview Commons · Expires in 8 days

Properties

Westfield Tower

12 of 14 compliant

Harbor Point

8 of 9 compliant

Parkview Commons

5 of 6 compliant

How It Works

From Upload to Compliant in Minutes

Six simple steps to fully automated compliance tracking.

1

Upload COIs

Bulk upload PDFs or have vendors and tenants submit directly through the self-service portal. No manual data entry required.

acme-cleaning-coi.pdfUploaded
pacific-electric-coi.pdfUploaded
mesa-landscaping-coi.pdfProcessing...
vendor-d-certificate.pdfQueued
2

AI Extracts Data

AI reads every certificate and pulls coverage types, policy limits, expiration dates, carrier names, and named insureds — automatically.

Extraction complete — 12 fields found
InsuredAcme Cleaning Services LLC
General Liability$1,000,000 / $2,000,000
Workers' Comp$500,000 / $500,000
Auto Liability$1,000,000 CSL
Expiration03/15/2027
Additional InsuredWestfield Tower LLC
3

Set Requirements

Define insurance requirements per property using built-in templates. Set coverage types, minimum limits, and additional insured requirements for vendors and tenants.

Vendor — Standard Risk Template

Commercial General Liability$1M / $2M
Workers' CompensationStatutory
Commercial Auto$1M CSL
Umbrella / Excess$2M
4

Automatic Compliance Check

SmartCOI checks every certificate against your specific requirements and flags gaps — coverage shortfalls, missing policies, and expired certificates.

Compliance Results — Acme Cleaning

General LiabilityMet
Workers' CompGap — below minimum
Commercial AutoMet
Additional InsuredMet
5

Automated Follow-Up

Non-compliant vendors and tenants get notified automatically with clear instructions on what needs to be fixed. Configurable escalation schedules ensure nothing falls through the cracks.

30 days before expiry
First noticeSent
14 days before expiry
ReminderSent
7 days before expiry
UrgentScheduled
Coverage gap detected
ImmediateSent
6

Stay Compliant

Your dashboard shows real-time compliance status across your entire portfolio. Know exactly who’s compliant, who’s expiring, and who needs attention.

Portfolio Compliance

92%
Compliant

135

Expiring

7

Gaps

5

Who It's For

Built for Commercial Real Estate Teams

Whether you manage 5 properties or 50, SmartCOI scales with your portfolio.

Property Managers

Stop chasing vendors for updated COIs. SmartCOI automates collection, verification, and follow-up so you can focus on managing properties.

Asset Managers

Get portfolio-wide visibility into compliance risk. Know which properties and vendors are exposed — without digging through spreadsheets.

Building Owners

Protect your investment with automated insurance compliance tracking across all tenants and vendors.

What Sets Us Apart

Instant Onboarding with Bulk Upload

Most compliance tools require manual data entry for every vendor and certificate. SmartCOI doesn't.

Upload 50 COIs in minutes, not hours

Drag and drop your entire folder of PDFs. SmartCOI processes them all in parallel.

AI extracts everything automatically

Vendor names, coverage types, policy limits, expiration dates, and named insureds — extracted from every certificate.

AI automatically links certificates to the right vendors

Even if names don’t match exactly, SmartCOI intelligently matches certificates to existing vendors or creates new ones when no match is found.

Full compliance picture in one session

Go from a folder of PDFs to a fully populated, compliance-checked portfolio. No manual data entry.

Drop your COI files here

PDF files · Up to 50 at once

Processing 47 of 50 certificates...94%
Acme Cleaning ServicesNew vendor created
Pacific Electric CoMatched to existing vendor
Mesa Landscaping LLCMatched to existing vendor

10 min

To onboard 50 COIs

Bulk upload + AI extraction

99%+

Extraction accuracy

AI-powered data extraction

20+ hrs

Saved per month

vs. manual COI tracking

Real-time

Compliance visibility

Across your entire portfolio

“We were spending 10+ hours a week chasing COIs. SmartCOI cut that to minutes.”
Company Logo

Property Manager

Commercial Property Management

Pricing

Simple, Transparent Pricing

Start small and scale as your portfolio grows. Every plan includes a 14-day free trial — no credit card required.

MonthlyAnnualSave 20%

Starter

$63/mo
billed annuallySave $192/year

Up to 50 certificates

  • Unlimited properties
  • AI-powered COI extraction
  • Compliance templates
  • Self-service vendor/tenant portal
  • Automated notifications & follow-up
  • Real-time dashboard & reporting
Start Free — Upload 50 COIs
Most Popular

Growth

$119/mo
billed annuallySave $360/year

Up to 150 certificates

  • Unlimited properties
  • AI-powered COI extraction
  • Compliance templates
  • Self-service vendor/tenant portal
  • Automated notifications & follow-up
  • Real-time dashboard & reporting
Start Free — Upload 50 COIs

Professional

$199/mo
billed annuallySave $600/year

Unlimited certificates + priority support

  • Unlimited properties
  • AI-powered COI extraction
  • Compliance templates
  • Self-service vendor/tenant portal
  • Automated notifications & follow-up
  • Real-time dashboard & reporting
  • Priority support
Start Free — Upload 50 COIs

All plans include a 14-day free trial. No credit card required.

Need help choosing? See how SmartCOI compares

Ready to Put Insurance Compliance on Autopilot?

See your compliance dashboard in minutes — no credit card required.

14-day free trial · Full access to all features